Buying a home is one of the biggest—and most exciting—decisions you’ll ever make. Whether you’re a first-time buyer or moving into your forever home, the process can feel overwhelming without the right guidance. At Hodge Homes, we believe informed buyers make confident decisions. Here are 5 essential tips to help make your home buying journey smooth and successful:
Get Pre-Approved Before You Start Looking
Before falling in love with a property, know what you can actually afford. Getting pre-approved:
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Gives you a clear price range to work with
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Strengthens your offer in competitive markets
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Shows sellers you’re serious
Bonus Tip: Work with a local lender who understands the Illinois and Iowa housing markets—they’ll often be more responsive and flexible.
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Choose the Right Location for Your Lifestyle
The right home isn’t just about the structure—it’s also about the surroundings. Consider:
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Commute times
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School districts
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Neighborhood safety and walkability
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Proximity to work, grocery stores, and local amenities
Not sure where to start? Amanda and Brandon at Hodge Homes can help you explore top communities in the Quad Cities and surrounding counties.
Be Realistic With Your Must-Haves
It’s easy to dream big, but flexibility is key. Make a list of:
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Must-haves (number of bedrooms, garage, yard)
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Nice-to-haves (fireplace, walk-in closet, updated kitchen)
Sometimes, a home that checks 80% of your boxes can become your dream home with a little vision and elbow grease.
Understand the Full Cost of Buying
It’s not just the purchase price—factor in:
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Property taxes
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Homeowners insurance
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Closing costs (typically 2–5% of the home price)
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Inspection and appraisal fees
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Monthly maintenance or HOA fees (if applicable)
Having a budget cushion will help you avoid unexpected stress.
Work With a Trusted Local Realtor
An experienced agent will:
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Negotiate the best price
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Walk you through contracts and inspections
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Coordinate with lenders, sellers, and attorneys
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Be your advocate from start to finish
At Hodge Homes, we don’t just help you buy—we guide you with care, honesty, and a deep understanding of our local market.
Final Thoughts
Buying a home is a major milestone. With preparation, the right team, and clear goals, the process can be smoother than you think. If you’re ready to take the next step, our family team is here to walk with you—every step of the way.
